The HCIT Program is marketed strictly through the Independent Agency System in the states of Colorado, Idaho, Montana, New Mexico, Nevada, Utah and Washington. HCIT is designed to work with the underlying coverage of your homeowners policy. All that we require as you first begin the application process is that your agent be a participating member of the Independent Agents' Association in your state. Member independent agents are known for being highly professional and motivated to understand your risks as a homeowner.

Click on the link below to search to discover whether your agent is a participating Independent Agent. You may, of course, also call Trustco at 800-644-4334 and ask for a HCIT customer service representative to assist you in discovering whether your agent is able to write a HCIT policy.